PJSC "RODOVID BANK" is the assignee of Joint-stock commercial bank "Personal computer", which was created under decision of constituent meeting of founders dated July 17, 1990, registered by the State Bank of USSR on November 14, 1990 and re-registered by National Bank of Ukraine on October 7, 1991.
The founders of the Bank were enterprises which carried out the activity in the field of microelectronics. Today they are not shareholders.
The decision on change of the Bank’s name was approved by General Meeting of the Bank’s Shareholders on July 2, 2004. Record on registration of new edition of the Charter, change of the Bank’s name in the Uniform State Register of legal entities and individual entrepreneurs was made on September 29, 2004.
Main stages of PJSC “RODOVID BANK” development were:
2008 year.
| 2008 |
| December: |
the Bank started negotiations with “ISTIL” group for a new strategic partnership;
memorandum was signed with 6 Ukrainian banks (JSB “Brokbiznesbank”, OJSC “VAB BANK”, OJSC “Kredytprombank”, OJSC JSB “Ukrgazbank”, “Ukrprombank” LLC and OJSC “Bank “Finansy ta kredyt”) for cooperation in interbank market, stabilization measures development, operations with delinquent assets and lending process renewal;
Bank’s regional network comprised 167 regional offices and 1 branch. |
| November: |
the Bank repaid the first USD 7 mln. club loan tranche of total USD 14 mln. agreement |
| October: |
international rating agencies Fitch Ratings Ltd and Moody’s Investors Service Inc downgraded RODOVID BANK’s international ratings. |
| September: |
RODOVID BANK was recognized as one of the leading Ukrainian companies in terms of corporate governance;
OJSC “Derzhavny oshchadny bank of Ukraine” joined the unified ATM network. |
| July: |
RODOVID BANK united its ATM network with the networks of JSCIB «UkrSibbank, JSCB “Ukrsotsbank and OJSC “Bank “Finansy ta kredyt”. |
| June: |
CJSC “KPMG Audit” prepared 2007 financial statement of RODOVID BANK according to IFRS. |
| May: |
RODOVID BANK signed an agreement on attraction of USD 45 mln. with FMO and DEG;
RODOVID BANK signed an agreement on syndicated loan attraction of USD 10 mln. with Standard Bank Plc. |
| April: |
“Rodovid Asset Management” LLC was established |
| February: |
the Bank issued series E and F local bonds for the amount of UAH 500 mln. |
| January: |
RODOVID BANK took the 3rd place in “The fastest growing Bank” nomination by “DELO” newspaper ;
RODOVID BANK shares listed in PFTS second tier. | 2007 year.
| 2007 |
the Bank intensified its international activities: signed the agreement with the EBRD with respect to funding micro, small and medium sized enterprises;
the cooperation with the World Bank was launched in the area of stimulating export development;
the first syndicated loan was raised for the amount of USD 20 million and the club loan for the amount of USD 14 million;
international rating agency Fitch Ratings Ltd assigned “B-“ credit rating to OJSC «RODOVID BANK»;
process to improve the internal corporate governance system with assistance of the International Financial Corporation was initiated;
the Bank’s equity was increased by UAH 620 million;
the Bank’s regional network comprised 146 regional offices and 2 branches. | 2006 year.
| 2006 |
19.9% of the Bank’s shares were placed on PFTS stock exchange amongst the foreign institutional investors. The funds raised in the amount of USD 50 million where investedinto further development;
JSC «RODOVID BANK» became a principal member of VISA and MasterCard international payment systems;
a 24-hour call centre was opened;
Moody’s international rating agency assigned “B3” credit rating to JSC «RODOVIDBANK»;
the Bank became one of Top-20 banks in Ukraine in terms of total assets;
the Bank’s regional network comprised 51 regional offices and 2 branches. | 2005 year.
| 2005 |
The network of lending outlets covered nearly all the regions of Ukraine;
the Bank’s regional network comprised 26 regional offices;
RODOVID BANK became one of the leaders in terms of growth on Ukrainian banking sector exhibiting 330% increase of the loan portfolio and 81% increase of the deposit portfolio;
the underwriting center was opened;
the contracts were signed with the top retail networks under the co-branding program development. | 2004 ãîä.
| 2004 |
The Bank was purchased by the new management team;
the Bank rehabilitation program was introduced including changing of the Bank’s name to JSC «RODOVID BANK» within the rebranding program. The program implied elaboration of the development strategy and replacement of the top and middle tier management;
the Bank’s equity was increased by UAH 85 million the regional network expansion was in progress;
the cooperation with the auditors was initiated with respect to the preparation of financialstatements in accordance with IFRS standards. | 2003 year.
| 2003 |
JSCB “Percombank” holds 97th position among the Ukrainian banks in terms of total assets and the 67th line in terms of the retail loan portfolio;
the Bank’s regional network comprised 2 offices and 1 branch. | 1990 year.
| 1990 |
| JSCB “Percombank” founded. |
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